Overall, I would rate my experience as very positive. Every department I interacted with outside of the closing process was professional, responsive, and a pleasure to work with. From start to near finish, I felt supported and well-informed. I would give all other areas a 10 out of 10. However, the closing phase of the loan process introduced avoidable frustration. I had clearly communicated early on that my Klarna account did not have a traditional statement, physical address, or contact number—everything is managed online and linked directly to my bank. Despite this, I was asked for this same documentation the morning of closing, which caused last-minute stress. Additionally, after being told by phone that the account needed to be paid, I made the payment, only to receive an email afterward asking me to wait. This back-and-forth confused and led to me waiting 1–2 weeks for a reimbursement, even though the payment had already been made and confirmed. That said, I truly appreciate the efforts of the team overall and hope this feedback helps improve communication between departments, especially around unique situations like Klarna, so future closings are smoother.
Amazing experience Helpful in all aspects Great communication